MORTGAGE ADVICE

Selling or buying your home is a key financial decision for anyone, so it makes sense to take the best advice available. Our experience tells us that this is the most suitable time to review all your finances to ensure that your new purchase is affordable. Whitehouse Properties can help you get the right independent mortgage advice via our relationship with Mills & Spenceley Ltd.

With effect from 1 November 2004 all mortgage business became regulated by the Financial Services Authority (FSA) resulting in more stringent practices being put in place. We therefore made the decision to introduce all our clients to Mills & Spenceley as they are fully qualified, experienced, Independent Financial Advisers, fully regulated by the Financial Services Authority.

Mills & Spenceley provide personal financial solutions and have been specialists in mortgages of all types: residential, buy to let and commercial. All their advisers are fully qualified to give both financial and mortgage advice. Types of cases include mortgages for:

1) Home purchase   2) Investors   3) Self certification of income.

4) Home improvements  5) Adverse Credit.   6) Capital raising/re-mortgages

7) First time buyers  8) Buy to let   9) Second charges

If you want to be sure that you have the best arrangement for your own particular circumstances then you should consider speaking to an adviser from Mills & Spenceley. To arrange a meeting simply telephone our office (0113 294 2693) and we will arrange for them to contact you.

They will complete an initial mortgage review which is normally free of charge & there will be no obligation to proceed.
Even if you already have an adviser, it may pay to seek a second, independent view.
Mills & Spenceley offer Financial Advice & Mortgages from product providers representative of the whole market.
Mills & Spenceley Ltd are authorised and regulated by the Financial Services Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.